Banktivity review

Banktivity is the best personal accounting software for Mac users who live in the Apple ecosystem. IGG Software states plainly that Banktivity is not a web app and runs natively on Mac, iPhone and iPad, and it uses Apple features most rivals skip: widgets for balances and investment performance, Apple Shortcuts automation and Handoff from iPhone to Mac. It connects to over 14,000 banks, syncs with end-to-end encryption, and supports both category budgets and envelope budgeting with amounts set month by month. Reports cover more than 15 types, including Net Worth, Forecast and Payee. Bronze at $6.99 a month billed annually covers bank connections, budgets and goals. Silver at $8.99 adds stock price downloads and real estate tracking, and Gold at $10.99 adds multiple currencies, crypto rates and check printing. It has no invoicing or business ledger, so it is a household tool rather than company accounting.

Who it is for

Mac and iPhone users who want private, native personal accounting with envelope budgeting.

Price

Bronze $6.99 per month billed annually, Silver $8.99, Gold $10.99.

Bronze $6.99 /month Billed annually
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Runs natively on Mac, iPhone and iPad, not as a web app
• Connects to over 14,000 banks with end-to-end encrypted sync
• Category budgets and envelope budgeting
• Over 15 report types including Net Worth, Forecast and Payee
• Widgets, Apple Shortcuts and Handoff support

Strengths and weaknesses

• Strength: Built around Apple features such as widgets and Handoff
• Strength: 30-day free trial with no credit card
• Strength: You can export your data whatever your subscription status
• Weakness: Personal finance only, with no invoicing or business ledger
• Weakness: Stock price downloads and real estate tracking start on Silver
• Weakness: Multi-currency and check printing need Gold

Key facts

• Mac access: Native Mac, iPhone and iPad app
• Bronze: $6.99 per month billed annually
• Gold: $10.99 per month billed annually
• Free trial: 30 days, no credit card

Where it ranks

Banktivity is No. 7 in our Best Accounting Software for Mac verdict and No. 4 in Best Personal Accounting Software.