Financial Cents review

Financial Cents is the easiest product here to roll out across a small firm, and its per-user pricing is among the lowest. Every plan includes workflow and to-do lists, workflow automations, client tasks and requests, a client portal, a CRM, document management, time tracking, invoicing, proposals and engagement letters, e-signatures and a QuickBooks Online integration, and you can lock files behind an unpaid invoice. The Team plan adds integrated email and unlimited tags, client groups and custom fields. Scale, at $69 per user a month billed annually, adds the automation most growing firms want: auto-follow ups for client tasks, task dependencies, auto-created work, Zapier, an open API, a branded portal, profitability reports and integrations with Drake, UltraTax, ProConnect, ProSeries and CCH Axcess. Solo firms pay $19 a month billed annually. The catches are contract terms: every plan is a 12-month agreement, and monthly billing needs at least five users.

Who it is for

Small and midsize accounting and bookkeeping firms that want an easy setup and a low per-user price.

Price

Solo from $19 per month billed annually for single-user firms; Team from $49 per user per month billed annually.

Solo $19 /month Billed annually The only app you need to run your solo firm at one affordable price.
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Workflow and to-do lists with workflow automations on every plan
• Client tasks and requests, client portal and secure file sharing
• Client CRM, document management and e-signatures
• Time tracking, invoicing, proposals and engagement letters, and retainers
• Tax integrations with Drake, UltraTax, ProConnect, ProSeries and CCH Axcess on Scale

Strengths and weaknesses

• Strength: The solo plan includes the same core toolkit at $19 a month
• Strength: Billing, proposals and time tracking are included from the first plan
• Strength: 14-day free trial with no credit card required
• Weakness: All plans are a 12-month agreement
• Weakness: Monthly billing needs at least 5 users
• Weakness: Task dependencies, Zapier and the open API sit on the Scale plan

Key facts

• Free trial: 14 days, no credit card
• Plans: Solo $19, Team $49 and Scale $69 per user a month billed annually
• Contract: 12-month agreement on all plans
• Ledger integration: QuickBooks Online on every plan

Where it ranks

Financial Cents is No. 2 in our Best Practice Management Software for Accountants verdict.