Ripple Treasury (GTreasury) review

GTreasury now sells its platform as Ripple Treasury, and the product is built to be adopted one module at a time. Liquidity management, cash forecasting, intercompany netting, payments and in-house banking, FX and interest rate risk, reconciliation and regulatory reporting all plug into ClearConnect, the vendor's bank and ERP connectivity suite with 300+ pre-built bank connectors. GTreasury states 13k connected banks overall and says any API-enabled bank can be connected in 7 days, with go-live in 90 days for liquidity, forecasting and netting. The GSmart AI layer proposes funding moves and cites the policy clause behind each one, and teams choose whether a workflow runs manually, semi-autonomously or on its own. Digital asset accounts sit beside bank accounts and are valued in fiat. Pricing is by quote. It suits groups with many entities that want netting and hedge accounting without buying the full suite on day one.

Who it is for

Treasury teams that want modular adoption and intercompany netting

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• ClearConnect bank and ERP connectivity with 300+ pre-built bank connectors
• Liquidity management, cash forecasting and intercompany netting
• Payments and in-house banking with logged approvals
• FX and interest rate hedging with hedge accounting
• GSmart AI that proposes moves with the policy clause cited

Strengths and weaknesses

• Strength: Go-live in 90 days stated for liquidity, forecasting and netting
• Strength: Any API-enabled bank connected in 7 days, per the vendor
• Strength: Stablecoin wallets and fiat accounts shown in one position view
• Weakness: No published pricing
• Weakness: 300+ pre-built bank connectors is a smaller catalog than Kyriba's 10,000+ bank network
• Weakness: Rebrand to Ripple Treasury means older GTreasury documentation uses a different name

Key facts

• Connected banks: 13k
• Pre-built bank connectors: 300+
• Go-live: As little as 90 days
• Reconciliation match rate: 98%+ (vendor figure)
• Pricing: By quote

Where it ranks

Ripple Treasury (GTreasury) is No. 4 in our Best Treasury Management Software verdict.