Subsplash Giving review

Subsplash Giving suits churches that want giving to live inside the same platform as their app, website and media. The giving product costs $0 a month and covers mobile, web and text giving, recurring and guest gifts, a branded giving experience, cash and check recording, check scanning, non-charitable payments, real-time reports and tax statements. Its GrowCurve program lowers rates as a church grows, down to 1.9% plus 30 cents for cards and 0.5% for ACH. The pricing page lists 2.3% plus 30 cents as the exclusive card rate and 2.99% plus 30 cents for standard cards, so confirm which rate applies to your plan. Subsplash One adds websites, custom mobile and TV apps, livestreaming, people and group management, child check-in and service planning, priced by church size and usage. For a church that only wants giving, the fee structure is less transparent than Planning Center's, but the media tools are a real advantage.

Who it is for

Churches that already run, or plan to run, a Subsplash app, website or livestream.

Price

Subsplash Giving $0 per month plus processing fees; Subsplash One priced by church size and usage.

Fuel your mission with a robust online giving platform for $0/mo, low processing rates, and no hidden fees.
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Mobile, web and text giving
• Recurring gifts and guest giving
• Cash and check recording with check scanning
• Real-time analytics, custom reports and tax statements
• GrowCurve rates that fall as giving volume grows

Strengths and weaknesses

• Strength: $0 a month giving plan with no hidden fees
• Strength: GrowCurve lowers card rates toward 1.9% + 30 cents as volume grows
• Strength: Giving connects to Subsplash apps, websites and media tools
• Weakness: The pricing page lists card rates from 2.3% to 2.99% + 30 cents depending on plan, which takes reading
• Weakness: ACH is 1%, higher than flat per-gift ACH pricing at Planning Center
• Weakness: Subsplash One pricing needs a sales conversation

Key facts

• Monthly fee: $0 for Subsplash Giving
• Card rate: 2.3% to 2.99% + 30 cents by plan, as low as 1.9% with GrowCurve
• ACH rate: 1%, as low as 0.5% with GrowCurve
• Bundle: Subsplash One, priced by church size and usage

Where it ranks

Subsplash Giving is No. 3 in our Best Church Giving Software verdict.