TopToolAdvisor

Review · Finance & accounting

BILL review

Financial operations platform whose accounts receivable tools handle invoicing, reminders, ACH and card payments and accounting sync.

By the TopToolAdvisor research desk · Updated November 7, 2026

Features (35%)
7.0
Ease of use (35%)
9.0
Value (30%)
8.4

BILL is best known for accounts payable, but its accounts receivable tools are included on every plan and cover what a small finance team needs to get paid. You build invoices from templates, send them by email or let BILL mail them, schedule recurring invoices and set automated reminders. Customers pay by ACH or card into your bank account, and auto-charge and auto-pay handle regular customers. The catch is the integration tiering on the pricing page: Essentials, at $49 per user a month, syncs with QuickBooks and Xero only through manual CSV import and export, two-way sync starts with Team at $65, and NetSuite, Sage Intacct and Microsoft Dynamics sync are Enterprise only. Cash flow forecasting is available from Team for QuickBooks Online users. BILL does not match payments from lockbox files or remittance emails the way the dedicated AR platforms do, so it suits simpler receivables.

Who it is for

Small and midsize businesses already paying bills in BILL that want invoicing and collections in the same system.

Price

Essentials $49 per user per month; Team $65; Corporate $89; Enterprise custom.

Essentials $ 49 user/ month
Quoted from the vendor pricing page on November 7, 2026.

Key features

  • Custom invoice templates sent by email or by US mail
  • Recurring invoices and automated payment reminders
  • ACH and credit card payments straight to your bank account
  • Auto-charge and auto-pay for regular customers
  • Two-way accounting sync from the Team plan

Strengths and weaknesses

  • Strength: All AR features are included from the Essentials plan
  • Strength: Runs AP and AR in one system
  • Strength: Live chat and phone support on all plans
  • Weakness: Essentials connects to QuickBooks and Xero only by CSV import and export
  • Weakness: NetSuite, Sage Intacct and Dynamics sync need Enterprise
  • Weakness: No AI cash application for complex remittances

Key facts

  • Paid plans: Essentials $49, Team $65, Corporate $89 per user per month
  • Two-way sync: QuickBooks Online and Xero from Team
  • Cash flow forecasting: Team and above, for QuickBooks Online users

Where it ranks

BILL is No. 6 in our Best Accounts Receivable Software verdict.

Alternatives we scored

Visit bill.com · Questions or corrections: editorial@toptooladvisor.com