Review · Finance & accounting
FreshBooks review
Invoicing-first accounting software for freelancers and service businesses, with time tracking, projects and payments.
By the TopToolAdvisor research desk · Updated November 6, 2026
- Features (35%)
- 8.9
- Ease of use (35%)
- 9.0
- Value (30%)
- 7.6
FreshBooks is built around getting paid, which suits freelancers who sell services. Every plan sends invoices and estimates, tracks expenses in real time, accepts card, ACH, Apple Pay, Google Pay and buy now, pay later payments and produces tax-time reports. Lite costs $23 a month after an 80% discount for the first 4 months, but it caps you at 5 billable clients. Plus at $43 raises that to 50 clients and adds proposals, client retainers, receipt scanning, financial and accounting reports and accountant access, and Premium at $70 adds unlimited clients, project profitability and custom email templates. Team members cost $11 per user per month and payroll is a $40 a month add-on. The interface is the easiest here for invoicing, and a 30-day trial needs no credit card. Value is its weak spot: most working freelancers will outgrow Lite, and Plus costs more than double Zoho Books Standard or Wave Pro.
Who it is for
Service freelancers who bill by project or by the hour and want polished invoices and estimates.
Price
Lite $23 per month (promo $4.60 for 4 months); Plus $43, Premium $70.
Lite $ 4 .60 USD/mo 80% Off for 4 Months Was $23.00
Quoted from the vendor pricing page on November 6, 2026.
Key features
- Invoices, estimates and expense tracking on every plan
- Card, ACH, Apple Pay, Google Pay and buy now, pay later payments
- Time tracking and project billing
- Proposals, retainers and receipt scanning on Plus
- Tax-time reports, with accountant access from Plus
Strengths and weaknesses
- Strength: 30-day free trial with no credit card required
- Strength: Clear invoicing and client tools built for service work
- Strength: Payroll and team members available as add-ons
- Weakness: Lite limits you to 5 billable clients
- Weakness: Accountant access and receipt scanning need Plus at $43
- Weakness: No free plan
Key facts
- Free trial: 30 days
- Billable clients: 5 on Lite, 50 on Plus, unlimited on Premium
- Team members: $11 per user per month add-on
Where it ranks
FreshBooks is No. 4 in our Best Accounting Software for Freelancers verdict and No. 5 in Best Accounting Software for Small Business.
Alternatives we scored
- QuickBooks Solopreneur8.7
- Wave8.6
- Zoho Books8.6
- FreeAgent8.2
Visit freshbooks.com · Questions or corrections: editorial@toptooladvisor.com