Keeper review

Keeper approaches freelancer accounting from the tax return backward. You connect unlimited bank and card accounts, and it tracks expenses and income automatically while AI finds and categorizes deductions, asking you to sort mixed transactions as business, personal or both. Standard, $199 a year or $16.58 a month billed yearly, includes year-round bookkeeping plus a federal and up to 2 state returns reviewed and signed by a tax pro. Premium at $399 a year adds audit protection, multi-state returns, rentals and K-1s, quarterly tax payments, tax pro meetings and amended or late returns. Business at $1,199 covers S-Corp and partnership filing. If you file with someone else, Bookkeeping Only costs $20 a month. Keeper does not send invoices or track time, so it works best next to a separate billing tool. For a contractor whose biggest worry is the Schedule C, it removes the most work for the money.

Who it is for

1099 contractors who want deductions found automatically and their tax return filed in the same app.

Price

Standard $199 per year ($16.58 per month) with tax filing; Bookkeeping Only $20 per month.

Standard Year-round bookkeeping and tax filing. $199 /yr $16.58/mo, billed yearly
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Automatic expense tracking with AI deduction categorization
• Unlimited connected accounts and income tracking
• Federal and up to 2 state returns reviewed and signed by a tax pro
• Quarterly tax payments and tax pro meetings on Premium
• Bookkeeping Only plan for people who file elsewhere

Strengths and weaknesses

• Strength: Tax filing is included in the yearly plans
• Strength: 14-day free trial on every plan
• Strength: Premium adds audit protection, amended and late returns
• Weakness: No invoicing, so you bill clients elsewhere
• Weakness: Quarterly tax payments need Premium at $399 a year
• Weakness: S-Corp and partnership filing costs $1,199 a year

Key facts

• Free trial: 14 days on every plan
• Yearly plans: Standard $199, Premium $399, Business $1,199
• Bookkeeping Only: $20 per month, tax filing not included

Where it ranks

Keeper is No. 6 in our Best Accounting Software for Freelancers verdict.