TopToolAdvisor

Review · HR & recruiting

SurePayroll review

Online small business payroll from Paychex with a full-service plan and a cheaper plan where you file taxes yourself.

By the TopToolAdvisor research desk · Updated November 6, 2026

Features (35%)
7.6
Ease of use (35%)
8.5
Value (30%)
8.8

SurePayroll, owned by Paychex, keeps the monthly bill low for very small employers. Full Service starts at $29 a month plus $7 per employee, although the pricing page we checked also showed a $39 base in another offer block, so confirm the rate at signup. It includes federal and state tax filing and deposits, unlimited payroll runs, free 2-day direct deposit, scheduled automatic payroll, multiple pay rates and bonuses, new hire reporting and a mobile app. It pays both W-2 employees and 1099 contractors. Owners comfortable filing taxes themselves can drop to the No Tax Filing plan from $20 plus $4 per employee. Watch the extras: year-end W-2 and 1099-NEC forms are billed once a year at a $50 base fee plus $5 per form, multi-state payroll adds $9.99 a month and local tax areas carry a separate fee. For a two-person business in one state, it remains one of the cheapest full-service options.

Who it is for

Very small employers who want a low monthly base fee and phone support.

Price

Full Service from $29 a month plus $7 per employee; No Tax Filing from $20 plus $4 per employee; year-end forms billed separately.

$29 /mo plus $7 per employee
Quoted from the vendor pricing page on November 6, 2026.

Key features

  • Federal and state payroll taxes filed and deposited on Full Service
  • Unlimited payroll runs with free 2-day direct deposit
  • Supports W-2 employees and 1099 contractors
  • Scheduled automatic payroll, multiple pay rates and bonuses
  • Mobile app for employers and employees

Strengths and weaknesses

  • Strength: Low base fee and a No Tax Filing plan for owners who file themselves
  • Strength: Live phone and chat support with free onboarding help
  • Strength: Billed monthly with no long-term contract
  • Weakness: W-2 and 1099-NEC forms cost a $50 base fee plus $5 per form each year
  • Weakness: Multi-state payroll adds $9.99 a month
  • Weakness: Direct deposit is 2-day rather than next-day by default

Key facts

  • Full Service: $29 a month plus $7 per employee (page also shows a $39 base)
  • No Tax Filing: $20 a month plus $4 per employee
  • Year-end forms: $50 base fee plus $5 per form, billed annually
  • Multi-state payroll: $9.99 a month

Where it ranks

SurePayroll is No. 6 in our Best Payroll Software for Small Business verdict.

Alternatives we scored

Visit surepayroll.com · Questions or corrections: editorial@toptooladvisor.com