Review · HR & recruiting
SurePayroll review
Online small business payroll from Paychex with a full-service plan and a cheaper plan where you file taxes yourself.
By the TopToolAdvisor research desk · Updated November 6, 2026
- Features (35%)
- 7.6
- Ease of use (35%)
- 8.5
- Value (30%)
- 8.8
SurePayroll, owned by Paychex, keeps the monthly bill low for very small employers. Full Service starts at $29 a month plus $7 per employee, although the pricing page we checked also showed a $39 base in another offer block, so confirm the rate at signup. It includes federal and state tax filing and deposits, unlimited payroll runs, free 2-day direct deposit, scheduled automatic payroll, multiple pay rates and bonuses, new hire reporting and a mobile app. It pays both W-2 employees and 1099 contractors. Owners comfortable filing taxes themselves can drop to the No Tax Filing plan from $20 plus $4 per employee. Watch the extras: year-end W-2 and 1099-NEC forms are billed once a year at a $50 base fee plus $5 per form, multi-state payroll adds $9.99 a month and local tax areas carry a separate fee. For a two-person business in one state, it remains one of the cheapest full-service options.
Who it is for
Very small employers who want a low monthly base fee and phone support.
Price
Full Service from $29 a month plus $7 per employee; No Tax Filing from $20 plus $4 per employee; year-end forms billed separately.
$29 /mo plus $7 per employee
Quoted from the vendor pricing page on November 6, 2026.
Key features
- Federal and state payroll taxes filed and deposited on Full Service
- Unlimited payroll runs with free 2-day direct deposit
- Supports W-2 employees and 1099 contractors
- Scheduled automatic payroll, multiple pay rates and bonuses
- Mobile app for employers and employees
Strengths and weaknesses
- Strength: Low base fee and a No Tax Filing plan for owners who file themselves
- Strength: Live phone and chat support with free onboarding help
- Strength: Billed monthly with no long-term contract
- Weakness: W-2 and 1099-NEC forms cost a $50 base fee plus $5 per form each year
- Weakness: Multi-state payroll adds $9.99 a month
- Weakness: Direct deposit is 2-day rather than next-day by default
Key facts
- Full Service: $29 a month plus $7 per employee (page also shows a $39 base)
- No Tax Filing: $20 a month plus $4 per employee
- Year-end forms: $50 base fee plus $5 per form, billed annually
- Multi-state payroll: $9.99 a month
Where it ranks
SurePayroll is No. 6 in our Best Payroll Software for Small Business verdict.
Alternatives we scored
- Gusto8.9
- OnPay8.8
- Square Payroll8.4
- Justworks8.3
Visit surepayroll.com · Questions or corrections: editorial@toptooladvisor.com