ZipBooks review

ZipBooks keeps accounting simple and starts free. The Starter plan sends unlimited invoices, manages unlimited vendors and customers, accepts Square or PayPal payments, shows basic reports and connects one bank account. Smarter adds recurring invoices with auto-bill, automated reminders, saved line items, multiple bank accounts, time tracking and up to five team members. Sophisticated adds smart tagging by location or project, quick account reconciliation, locking of completed books, secure document sharing, fuller reports and unlimited users. ZipBooks also records 1099 payments, supports cash and accrual reporting and connects to Gusto for payroll. The main weakness for an owner doing their own books is that reconciliation and book locking sit on the top tier, which are habits every business should have. We could not confirm a US dollar price from the pricing page text as fetched, so its paid prices are marked pending here.

Who it is for

Owners who want a simple free invoicing and bookkeeping tool with room for a few team members.

Price

See vendor pricing (USD check pending); free Starter plan available.

US price check pending. See the vendor pricing page.

Key features

• Unlimited invoices, vendors and customers on the free Starter plan
• Square or PayPal payments on invoices
• Recurring invoices with auto-bill, reminders and time tracking on Smarter
• Smart tagging by location, project or custom tag on Sophisticated
• Switch between cash and accrual reporting

Strengths and weaknesses

• Strength: Starter is free with unlimited invoices
• Strength: Smarter adds 5 team members and time tracking
• Strength: Sophisticated allows unlimited users
• Weakness: Starter connects only 1 bank account
• Weakness: Account reconciliation and book locking sit on the top tier
• Weakness: Fewer tax and payroll features than the larger vendors

Key facts

• Starter: Free, 1 bank account, basic reports
• Smarter: Multiple bank accounts, 5 team members
• Sophisticated: Reconciliation, book locking, unlimited users
• Integrations: Gusto for payroll

Where it ranks

ZipBooks is No. 6 in our Best Accounting Software for Small Business verdict.