TopToolAdvisor

Review · HR & recruiting

Zoho Payroll review

Zoho's US payroll with single-state payroll in all 50 states, automatic tax filings and an employee self-service portal.

By the TopToolAdvisor research desk · Updated November 10, 2026

Features (35%)
8.0
Ease of use (35%)
8.4
Value (30%)
8.4

Zoho Payroll is not free, but its Standard plan has the lowest base fee of the full-service products here. Zoho's US pricing page lists Standard at $29 per organization a month billed annually plus $5 per employee, or $39 plus $6 billed monthly. That plan covers single-state payroll in all 50 states, five pay schedules from weekly to quarterly, automatic federal, state and local tax payments and filings, direct deposit, off-cycle pay runs, benefits and garnishment deductions, an employee portal and integrations with Zoho's accounting and expense apps. Professional, from $49, adds multi-state payroll, bonus runs, multiple pay rates and approvals. Zoho lists add-on charges openly, including $3 per employee for next-day processing, $3 per mailed W-2 and $150 for an amended return. There is a 14-day trial with no card required. For a three-person team in one state, the yearly cost lands well below most rivals.

Who it is for

Small US employers in one state who want low-cost full-service payroll, especially if they already use Zoho apps.

Price

Standard $29 per org a month billed annually plus $5 per employee, or $39 plus $6 monthly; Professional from $49 plus $7; 14-day free trial.

$39 $29 /Org /Month
Quoted from the vendor pricing page on November 10, 2026.

Key features

  • Single-state payroll for all 50 states
  • Automatic federal, state and local tax payment and filings
  • Weekly, bi-weekly, semi-monthly, monthly and quarterly pay schedules
  • Direct deposit and off-cycle pay runs
  • Employee self-service portal on web and mobile

Strengths and weaknesses

  • Strength: Lowest base fee among the full-service plans we compared
  • Strength: Tax filings included on the entry plan
  • Strength: Included in Zoho One
  • Weakness: Multi-state payroll requires Professional
  • Weakness: Next-day processing costs $3 per employee
  • Weakness: Amended tax returns cost $150 per filing

Key facts

  • Standard plan: $29/org/mo annual + $5 per employee
  • Monthly billing: $39/org/mo + $6 per employee
  • Free trial: 14 days, no credit card
  • States: Single-state payroll in all 50 states
  • Support: Voice and email, M to F 9 a.m. to 7 p.m. ET

Where it ranks

Zoho Payroll is No. 3 in our Best Free Payroll Software verdict.

Alternatives we scored

Visit zoho.com · Questions or corrections: editorial@toptooladvisor.com