Payhawk review

Payhawk prices by module rather than by seat, which suits a company with many cardholders. Cards & Expenses starts at $449 per month and creates an expense the moment a card is used, chases receipts through the mobile app, handles reimbursements and connects to any credit card program, with Payhawk's own Visa cards optional. Accounts Payable starts at $349 and adds an approval workflow designer, vendor verification, scheduled and bulk payments and OCR with line item splitting. Procurement starts at $499 with purchase orders, purchase intake, 2-way and 3-way matching and discrepancy approvals. Every module includes unlimited employee seats, card transactions and document processing, live accounting integrations, 50+ HRIS integrations, multi-entity settings and SSO. That flat model can work out cheaper than per-user tools for large teams, but a small company buying cards, payables and procurement separately pays more than $1,000 per month before any discount, and the bundled Payhawk Complete is quoted through a demo.

Who it is for

Mid-size international companies that want cards, payables and procure-to-pay connected to their ERP.

Price

Cards & Expenses from $449 per month; Accounts Payable from $349, Procurement from $499, Travel from $299; Payhawk Complete by demo.

Cards & Expenses Real-time spend control for global teams - captured, coded, and reconciled on autopilot. Starting at $449 /mo
Quoted from the vendor pricing page on November 7, 2026.

Key features

• Real-time expense creation on card spend, with any credit card program connected
• Advanced approval workflow designer, vendor verification and bulk supplier payments
• Purchase orders, purchase intake and 2-way and 3-way matching in the Procurement module
• Integrations with 40+ ERP, accounting and HR systems
• AI-powered data extraction in 65+ languages and multi-entity master data

Strengths and weaknesses

• Strength: Every module includes unlimited employee seats, card transactions and document processing
• Strength: Buy only the modules you need
• Strength: SSO and SAML for Okta, Microsoft Entra, GSuite and JumpCloud
• Weakness: No free plan, and the cheapest spend module starts at $449 per month
• Weakness: Combining modules raises the monthly cost quickly
• Weakness: Payhawk Complete pricing requires a demo

Key facts

• Cards & Expenses: From $449 per month
• Accounts Payable: From $349 per month
• Procurement: From $499 per month
• HRIS integrations: 50+

Where it ranks

Payhawk is No. 6 in our Best Spend Management Software verdict.