PayPal Point of Sale review

PayPal Point of Sale, the product formerly sold as PayPal Zettle, suits small sellers who already take PayPal online and want to add card payments at a stall, studio or small shop. The POS app is free on iOS and Android, and you can start with the Card Reader paired to a phone or move to the Terminal, which has the app built in. The software covers product setup, discounts, inventory with low-stock notifications and sales reports that highlight bestsellers, and it connects to accounting and ecommerce tools. There is no monthly fee, and card-present payments cost 2.29% + 9¢, the lowest published flat rate among the systems here. Manually keyed cards cost 3.49% + 9¢. The feature set is lighter than Square's, with no built-in table management or staff scheduling, and the account is subject to PayPal's eligibility and approval process.

Who it is for

Small sellers who already use PayPal and want simple in-person payments.

Price

No monthly fee; 2.29% + 9¢ per card-present payment and 3.49% + 9¢ for manually entered cards.

Card Present Transactions 2.29% + 0.09 USD
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Free PayPal POS app for iOS and Android
• Card Reader that pairs with a phone, or an all-in-one Terminal
• Inventory tracking with low-stock notifications
• Sales reports that identify bestsellers
• Accounting and ecommerce integrations

Strengths and weaknesses

• Strength: Lowest published flat in-person rate on this list at 2.29% + 9¢
• Strength: No monthly fee or long-term commitment
• Strength: Card sales land in the same PayPal account as online sales
• Weakness: Fewer staff, table and loyalty tools than Square or Toast
• Weakness: Account use depends on PayPal approval
• Weakness: Keyed card entry costs 3.49% + 9¢

Key facts

• Monthly fee: $0
• Card-present rate: 2.29% + 9¢
• QR code payments: 2.29% + 9¢
• Former name: PayPal Zettle

Where it ranks

PayPal Point of Sale is No. 7 in our Best POS Systems for Small Business verdict.