TopToolAdvisor

Review · Finance & accounting

Stripe Invoicing review

Pay-per-invoice billing on Stripe Payments, with hosted invoice pages, a customer portal and automatic collection.

By the TopToolAdvisor research desk · Updated November 10, 2026

Features (35%)
8.4
Ease of use (35%)
7.4
Value (30%)
8.6

Stripe Invoicing has no subscription and no setup fee. Stripe charges 0.4% of each paid invoice on the Starter plan, or 0.5% on Plus, which adds quotes, and Stripe Payments fees apply to the card or bank payment itself. In return, even Starter includes a hosted invoice page sent by link, invoice reports in the Dashboard, a customer portal where clients manage payment details and invoices, automatic collection with smart retries and email reminders, and automatic reconciliation of invoices paid by ACH credit or wire. Invoices can be created by hand in the Dashboard or generated through the API, which makes it a fit for software companies that bill some customers by invoice and others by card. A freelancer sending a few invoices a month will find the Dashboard more technical than Wave or Square, and the extra 0.4% matters on large invoices. Stripe asks businesses with large invoice amounts to contact sales about pricing.

Who it is for

Online businesses and startups already on Stripe that want invoicing with no fixed monthly fee.

Price

No fixed fee; Starter 0.4% per paid invoice, Plus 0.5% with quotes, plus Stripe Payments fees.

Stripe Invoicing has no fixed fees or setup costs, but Stripe Payments pricing will apply.
Quoted from the vendor pricing page on November 10, 2026.

Key features

  • Invoices created in the Dashboard or through the API
  • Hosted invoice page sent by unique link
  • Customer portal for payment details, invoices and subscriptions
  • Automatic collection with smart retries and email reminders
  • Auto-reconciliation of invoices paid by ACH credit or wire

Strengths and weaknesses

  • Strength: No subscription or setup fee
  • Strength: Smart retries and reminders on the entry plan
  • Strength: Scales to API-driven billing
  • Weakness: 0.4% per paid invoice on top of payment fees
  • Weakness: Quotes need the Plus plan at 0.5%
  • Weakness: Built for online businesses, with more setup than consumer invoicing apps

Key facts

  • Starter: 0.4% per paid invoice
  • Plus: 0.5% per paid invoice, adds quotes
  • Fixed fees: None
  • Payment fees: Stripe Payments pricing applies

Where it ranks

Stripe Invoicing is No. 6 in our Best Free Invoicing Software verdict.

Alternatives we scored

Visit stripe.com · Questions or corrections: editorial@toptooladvisor.com