Zoho Invoice review

Zoho Invoice is the most complete free invoicing tool in this list. It handles quotes, one-click tax invoices, recurring invoices, automated payment reminders, branded templates, expense recording, time logging and a self-service customer portal, and it has apps for iOS, Android, Windows and Mac. Zoho states the product is free for small businesses and freelancers, with no paid tier above it; growing companies are pointed to Zoho Billing instead. The limits are clear: two users, three projects, 500 invoices a year and up to two organizations per account, and invoices show Powered by Zoho Invoice branding. Online payments run through connected payment gateways, so card fees depend on the gateway you choose. Support by email and voice is included 24 hours a day, five days a week. It ranks just behind Wave because it has no bookkeeping, but for invoicing alone it gives freelancers more structure than any other free option here.

Who it is for

Freelancers who want a full invoicing feature set for free and send fewer than 500 invoices a year.

Price

Free; no paid plan.

$0 for Seamless & Dependable Invoicing.
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Quotes, recurring invoices and automated payment reminders
• Multiple online payment options for customers
• Expense recording, time logging and project tracking
• Self-service customer portal
• Apps for iOS, Android, Windows and Mac

Strengths and weaknesses

• Strength: Free with no paid tier to upsell
• Strength: Up to two users and two organizations
• Strength: Free email and voice support 24/5
• Weakness: Capped at 500 invoices a year
• Weakness: Limited to three projects
• Weakness: Invoices carry Powered by Zoho Invoice branding

Key facts

• Free plan: Yes, the whole product is free
• Limits: 2 users, 3 projects, 500 invoices per year
• Organizations: Up to 2 per account

Where it ranks

Zoho Invoice is No. 2 in our Best Invoicing Software for Freelancers verdict.