Cash Flow Frog review

Cash Flow Frog targets the owner who has outgrown a cash spreadsheet but does not want a finance-team tool. It connects to eight platforms, including both versions of QuickBooks, Xero, Zoho Books, FreshBooks and Odoo, and pulls actuals automatically so the forecast stays current. The Pro plan covers forecasting up to 36 months, scenario planning and up to 10 users, and the price is set by annual revenue: the first tier, up to $1M, is listed at $55 per month on yearly billing, with an early bird offer shown at $33. Features beyond the forecast are practical for small companies: a ranking of customers by collections and payment punctuality, VAT and GST projections, planned versus actual tracking and consolidation across several businesses. A newer AI connector lets you add a projection or run a scenario by chatting with an MCP-compatible assistant. The trade-off is depth. It has fewer controls for multi-person finance teams than the mid-market tools here, and the revenue-based pricing climbs as you grow.

Who it is for

Small businesses that want a 36-month forecast and scenarios at a low monthly price, on almost any mainstream accounting system.

Price

Pro Tier 1, for businesses up to $1M in annual revenue, $55 per month on yearly billing; the page also shows a 40% early bird price of $33 per month.

Up to 10 users $ 55.00 /mo 20% yearly
Quoted from the vendor pricing page on November 7, 2026.

Key features

• Cash flow forecasting up to 36 months with daily to quarterly views
• Scenario planning for hires, spending and growth decisions
• Connectors for QuickBooks Online and Desktop, Xero, Zoho Books, FreshBooks, Odoo, Sage Intacct and Plaid
• Entity consolidation, VAT and GST forecasts and planned versus actual analysis
• AI connector for Claude, ChatGPT, Copilot, Gemini and other MCP agents

Strengths and weaknesses

• Strength: Broadest accounting connector list among the small business tools we compared
• Strength: Up to 10 users on the entry Pro tier
• Strength: 14-day free trial plus a 30-day money-back guarantee
• Weakness: Price rises with annual revenue, so growing companies pay more each tier
• Weakness: Promotional early bird pricing makes the regular price harder to read
• Weakness: Fewer finance-team controls than Float Scale, Dryrun or Agicap

Key facts

• Pro Tier 1: $55 per month on yearly billing, up to $1M revenue
• Users: Up to 10 on Pro Tier 1
• Forecast horizon: Up to 36 months
• Free trial: 14 days, no card
• Refund: 30-day money-back guarantee

Where it ranks

Cash Flow Frog is No. 2 in our Best Cash Flow Forecasting Software verdict.