Float review

Float does one job and is built around it: pulling actuals from Xero or QuickBooks Online and projecting cash forward. Its pricing page describes two horizons, a 13-week rolling forecast for day-to-day decisions and a monthly forecast that runs up to three years, which maps neatly to the owner watching payroll and the CFO preparing a board pack. Every plan includes unlimited users and 8 scenarios, so a bookkeeper or outside advisor can work in the same file. The Small Business plan, for companies under the revenue threshold Float publishes in pounds, costs $105 per month billed annually and caps forecasts at 12 months; Growth lifts that to 36 months and includes an onboarding call. Role-based permissions cover Admin, Editor and Viewer. The limits are clear: only two accounting systems connect today, and teams on NetSuite or Sage will need another tool. For the large group of small and midsize companies on Xero or QuickBooks, it is the most focused option we compared.

Who it is for

Owners and finance leads on Xero or QuickBooks Online who want a 13-week cash view and monthly forecasts without building a spreadsheet.

Price

Small Business $105 per month billed annually or $130 monthly; Growth $215 per month billed annually or $265 monthly; Scale from $315 per month billed annually.

$105/mo $130/mo £79/mo £99/mo billed annually billed monthly
Quoted from the vendor pricing page on November 7, 2026.

Key features

• 13-week rolling cash flow forecast for short-term decisions
• Monthly forecasts up to 12 months on Small Business and 36 months on Growth
• 8 scenarios and unlimited users on every plan
• Live sync with Xero and QuickBooks Online
• Multi-entity consolidation with currency conversion on Scale

Strengths and weaknesses

• Strength: Unlimited users on every plan, so the owner, bookkeeper and advisor can share one forecast
• Strength: Separate weekly and monthly views match how owners and CFOs actually plan
• Strength: 14-day free trial with no credit card
• Weakness: Only Xero and QuickBooks Online connect today; Sage Intacct is listed as coming soon
• Weakness: Small Business forecasts stop at 12 months
• Weakness: Plan tier depends on revenue, so companies over the threshold move to the pricier Growth plan

Key facts

• Small Business: $105 per month billed annually, $130 monthly
• Growth: $215 per month billed annually, $265 monthly
• Forecast horizon: 13 weeks rolling, monthly up to 36 months
• Integrations: Xero, QuickBooks Online
• Free trial: 14 days, no card

Where it ranks

Float is No. 1 in our Best Cash Flow Forecasting Software verdict.