LivePlan review

LivePlan approaches cash forecasting from the planning side. Its Standard plan builds a linked financial forecast and budget covering profit and loss, cash flow and balance sheet, so changing a sales assumption updates all three statements. Standard costs $15 per month billed annually and includes a funding-readiness review and the statements banks and SBA lenders ask for. For owners already running a business, Premium at $30 per month billed annually is the more relevant tier: it connects to QuickBooks Online and Xero, refreshes the profit and cash forecast as actuals arrive, adds budget versus actual dashboards and allows up to 10 what-if versions of the forecast. LivePlan says it has served over 1.5 million businesses. The limits are about horizon and granularity. Forecasts are monthly, so an owner managing week-to-week payroll pressure will want Float or Dryrun instead, and the business plan features add bulk if you only need numbers.

Who it is for

Owners who need a lender-ready forecast and plan, or a cheap monthly cash and profit forecast linked to QuickBooks or Xero.

Price

Standard $15 per month billed annually or $20 monthly; Premium $30 per month billed annually or $40 monthly.

Standard Bank-ready forecasts, paired with the exact business plan and statements you need for funding. $ 20 $ 15 /mo Paid annually
Quoted from the vendor pricing page on November 7, 2026.

Key features

• Linked P&L, cash flow and balance sheet forecast and budget
• QuickBooks Online and Xero connection on Premium
• Auto-updating profit and cash forecast on Premium
• Up to 10 what-if versions of a forecast on Premium
• Funding-readiness review and lender-ready financial statements

Strengths and weaknesses

• Strength: Lowest entry price on this list at $15 per month billed annually
• Strength: Statements are linked, so a change flows through cash, profit and balance sheet
• Strength: 35-day money-back guarantee
• Weakness: Monthly planning tool, with no 13-week or daily cash view
• Weakness: The accounting connection and auto-updating forecast need Premium
• Weakness: Built around business plans, which some owners will not need

Key facts

• Standard: $15 per month billed annually, $20 monthly
• Premium: $30 per month billed annually, $40 monthly
• Scenarios: Up to 10 versions on Premium
• Integrations: QuickBooks Online, Xero on Premium
• Refund: 35-day money-back guarantee

Where it ranks

LivePlan is No. 3 in our Best Cash Flow Forecasting Software verdict.