9 Best Farm Accounting Software of 2026

Farmbrite is a farm management platform whose accounting module can be bought on its own. The Farm Accounting Software Only plan costs $119 a year and lists bookkeeping, Schedule F tax reporting, profit and loss statements, farm budgeting, cash flow reporting, accountant user access, receipt scanning and automated bank import. Farmbrite says its custom chart of accounts comes with farming categories and supports split transactions, and that input costs can be tracked by crop, herd or field, which is the enterprise cost view most growers and ranchers want. If you also keep herd or field records, the livestock and crop plans start at $29 a month and the complete plans, for operations with both livestock and crops, start at $59 a month with up to 300 active animals. The catch on those bundles is that connecting bank accounts is a Performance feature. Farmbrite publishes over 100 pre-built reports and a Zapier integration that reaches more than 5,000 apps.

Traction Ag is cloud accounting built around crop farming. Basic, at $95 a month or $950 a year, covers multiple entities in one subscription, bank and credit card sync, cash-basis reports, Schedule F and 1099s, and a Paylocity payroll integration. Traction says there is no additional charge for multiple entities, which matters for families running land, machinery and operating companies separately. Plus, at $195 a month, links the books to field operations: profitability by farm, field, acre and bushel, inventory for seed, chemical, fertilizer, crops and bins, and scale tickets and load tracking. Field records can come from John Deere Operations Center or Climate FieldView, and bills can be imported from Keystone Cooperative and FS. Pro, at $395 a month, adds land agreements for cash rent and sharecrop, a market value balance sheet, monthly cash flow budgeting and accrual reports. Traction has also acquired PcMars, Conservis and Granular Business. The price is high for a small farm that only needs a Schedule F.

QuickBooks Online is not built for farms, but it is the ledger many farm accountants, bookkeepers and lenders already know, and farm tools such as Figured connect to it. Simple Start costs $38 a month, or $19 for the first 3 months on the current offer, with 1 user and access for 2 accountants. Essentials at $85 adds users, and Plus at $140 adds budgets, inventory and classes and locations, which is the usual way to split a farm's books by enterprise, such as corn, hay and cattle. Advanced at $340 covers 25 users. Intuit also lists QuickBooks Free at $0 a month with no credit card for those just starting. The weak spot for farms is that nothing on the pricing page addresses Schedule F, field records or livestock, so you build the farm chart of accounts yourself or have your accountant set it up.

PcMars is Windows farm accounting software from Iowa Farm Business Accounting, first written in 1985 by two farmers. It costs $90 a year per set of books, and the company says that base package covers 80% of its users. You can install it as a cash basis single-entry system or a full accrual double-entry system, and both include payroll with detailed payroll tax reports. Every check or deposit line can carry an account code, an enterprise such as CRN for corn, a profit center and units or weight, so you can see bushels sold and bags of seed bought next to the dollars. PcMars has codes tailored for farm business associations in Iowa, Minnesota, Illinois, Michigan and South Dakota. Extra features are paid add-ons: Plus at $60 a year for inventory and enterprise allocation, Advanced Payroll at $36, and payables and receivables at $49 each. Traction Ag has acquired PcMars. The free download allows up to 50 entries before you buy.

Wave is general small business accounting, not farm software, but its Starter plan is the strongest free option for a farm that only needs clean books. Starter costs $0 and lets you create unlimited estimates, invoices, bills and bookkeeping records, invoice from the mobile app and manage cash flow and customers in one dashboard. Card payments on Starter cost 2.9% + $0.60 per transaction. The limits show up when the farm grows: automatic bank transaction import, auto-categorization, unlimited receipt capture and late payment reminders are in Pro, which costs $19 a month or $190 a year and also drops the fixed card fee. Wave lists no farm-specific features, so you set up your own income and expense categories to match Schedule F lines, or hand the year-end numbers to a tax preparer. For hands-off help, Wave Advisors bookkeeping starts at $149 a month.

FarmKeep is a record keeping app for farms, homesteads and ranches, with finances as one module next to animals, breeding, production and tasks. The Basic plan is $0 forever and includes revenue records, expense records and cost analysis of farm operations, with up to five invoices. Premium costs $8 a month billed $95.99 a year, or $9.99 month to month, and adds unlimited invoices, multiple farms and unlimited breeding groups. FarmKeep supports over 1,200 species and breeds, from poultry and rabbits to goats, sheep, pigs and cattle, and you can export animal, production and finance records. It suits a small livestock operation that wants herd records and a running income and expense log in one app. It is not a full accounting system: there is no bank reconciliation or double-entry ledger listed, so farms with loans, payroll or an outside accountant will outgrow it.

Xero is general cloud accounting, and for farms its main appeal is that agricultural planning tools such as Figured connect to it, along with many accountants who prefer it. The Early plan costs $27 a month, with 80% off the first 3 months on the current offer, and includes bank reconciliation, real-time reports, W-9 and 1099 management, sales tax and a 30-day cash flow forecast. Early caps you at 20 invoices and 5 bills, which a farm buying inputs from several suppliers can hit quickly, so most operations land on Growing at $59 a month or Established at $97. Payroll is an add-on powered by Gusto. Xero lists nothing farm-specific: no Schedule F mapping, livestock or field costs, so the farm chart of accounts is set up by you or your advisor. It makes most sense as the ledger under Figured.

CenterPoint Accounting for Agriculture is Red Wing Software's farm edition, and it is the most complete farm ledger on this list. It breaks out profitability by field, crop or herd, keeps income and expenses mapped to Schedule F categories all year, and calculates farm financial ratios such as working capital and debt-to-asset from the numbers you enter. It tracks grain bushels, head counts and feed inventory beside the financials, depreciates machinery, facilities and breeding livestock on farm-specific schedules, and records cash rent, crop-share and lease terms by field or tract. Payroll covers Form 943, piece-work crew pay and bilingual pay stubs. You can run it from the cloud or install it locally where connectivity is thin. Red Wing offers unlimited US-based support through a Customer Care Membership. The drawback is price transparency: none is published, so you book a demo to get a quote, and the depth is more than a small farm needs.

Figured is a farm financial management platform rather than a bookkeeping tool: it reads actuals from QuickBooks Online, Xero or MYOB and adds farm-specific planning and reporting. Farm Reporter, at $40 a month including 25 fields, covers ag financial reporting, scenario modelling and annual compliance workflows. Farm Manager, at $90 a month with 25 fields, adds three-way forecasting, variance reporting and production data, so a farm can compare budgets with actuals per enterprise. Extra fields are $40 or $90 per 50 depending on the plan, and multiple-entity groups can be consolidated at no extra cost. Figured says it is used by more than 35,000 farm businesses across the US, New Zealand, Australia and the UK. It recommends working with an advisor, and notes that subscribing through a Figured partner costs less per month. Billing is month to month with no setup fee, but there is no free trial, only a demo farm.