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Ecommerce · Shortlist

8 Best POS Systems in Australia of 2026

By the TopToolAdvisor research desk · Updated November 11, 2026 · Next review December 26, 2026 · 8 products scored

Our pickSquare Point of SaleAustralian small businesses that want a free POS and one flat card rate9.0

Our pick in brief

Square ranks first because it is the cheapest way for most Australian businesses to run a proper POS: no monthly software fee on the Free plan and a single 1.6% in-person rate that covers eftpos and American Express. Hike POS is the best retail system for Australian shops, with lay-by, purchase orders and Xero or MYOB integrations. Loyverse and Zeller POS are the budget picks: Loyverse gives away its POS, loyalty and kitchen display, and Zeller pairs free software with a 1.2% card rate. Shopify POS is right for brands that already sell online with Shopify. Lightspeed Retail and Lightspeed Restaurant cost more but add supplier catalogs, floor plans and bar mode, and H&L POS is built for pubs, hotels and clubs.

Quick answer

Square Point of Sale is the best POS system in Australia for most small businesses in 2026, because its Free plan has no monthly fee and charges 1.6% per in-person transaction for Visa, Mastercard, eftpos and American Express alike; Hike POS suits retailers that need lay-by and stock control, from $59 USD per month billed annually. The cheapest options are Loyverse, whose POS is free with add-ons from $7 per month, and Zeller POS, whose software is free with a 1.2% integrated card rate, as of November 2026. Restaurants, pubs and clubs should compare Lightspeed Restaurant and H&L POS.

This list is for Australian cafes, retailers, market sellers, restaurants and pub groups choosing a point of sale system in 2026. We compared documented features and published prices for eight systems, with the questions Australian buyers ask first: what the software costs, what each in-person card payment costs, whether the system works with Australian EFTPOS terminals and eftpos cards, and how it fits GST and your accounting software. Scores cover features, ease of use and value, and the overall score is a weighted average of the three. Prices come from each vendor's own pages on the date shown. Where a vendor's global page shows US dollars we quote that, and we add the Australian dollar price from the vendor's Australian page where one is listed. Prices shown only in Australian dollars are marked as pending a USD check.

By the numbers

Shortlist scores

  1. 1Square Point of SaleAustralian small businesses that want a free POS and one flat card rate9.0
  2. 2Hike POSAustralian retailers that need lay-by, stock control and Xero or MYOB links8.5
  3. 3Loyversesmall cafes and shops on a tight budget that already use Tyro or want a free POS8.4
  4. 4Zeller POSAustralian cafes and counters that want free POS software paired with an EFTPOS terminal8.4
  5. 5Shopify POSAustralian brands that already sell online with Shopify8.2
  6. 6Lightspeed RestaurantAustralian restaurants, bars and multi-venue groups8.1
  7. 7Lightspeed Retailestablished Australian retailers with larger catalogs and supplier ordering8.1
  8. 8H&L POSAustralian pubs, hotels, clubs and large venues7.6

How the scores work

Each product is rated out of 10 on the same three criteria, then ranked by the weighted total. Scores compare documented features and published prices, not hands-on testing.

  • 35%Features
  • 35%Ease of use
  • 30%Value

Read the scoring method

  1. No. 1, our pick

    Square Point of Sale

    A free point of sale app from Square with flat-rate card processing, Afterpay and offline payments for Australian businesses.

    9.0of 10

    Best for Australian small businesses that want a free POS and one flat card rate

    Features
    8.6
    Ease of use
    9.2
    Value
    9.2

    Price

    See vendor pricing (USD check pending). Square's Australian page lists Free at $0 per month plus processing fees and Plus at $40 per month, with 1.6% per in-person transaction

    We could not confirm a US price yet. Check the Square Point of Sale pricing page.

    Square is the simplest place for most Australian businesses to start, because the software is free and the in-person fee is one number. Square's Australian pricing page lists a Free plan at $0 per month plus processing fees, and charges 1.6% per in-person transaction whether the customer taps Visa, Mastercard, eftpos or American Express. Online sales through Square Online or invoices cost 2.2%. Customers can pay with Afterpay, though Square lists the merchant fee at 6% + 30¢ per transaction excluding GST, so it is worth pricing that into larger baskets. Offline payments are stored for up to 24 hours, which helps market stalls and food trucks, but eftpos-only cards, gift cards and Afterpay cannot be taken offline. Hardware is sold outright in Australian dollars, from Square Reader at $65 to Square Register at $1,099. The Plus plan, at $40 per month, adds features designed for your industry and can be cancelled anytime. Bigger venues should compare Lightspeed and H&L.

    Strengths

    • +No monthly software fee on the Free plan
    • +One in-person card rate of 1.6% across Visa, Mastercard, eftpos and American Express
    • +Plus plan at $40 per month adds industry-specific features without a lock-in contract

    Drawbacks

    • −eftpos-only cards, Square Gift Cards and Afterpay do not work in offline mode
    • −Afterpay costs the merchant 6% + 30¢ per transaction excluding GST
    • −Square Kiosk Lite is an extra $45 per month for each active device after a 30-day trial
    Software
    Free plan, $0 per month (AUD)
    In-person rate
    1.6% per transaction
    Online rate
    2.2% per transaction
    Paid plan
    Plus, $40 per month (AUD)

    Visit squareup.com|See the Square Point of Sale profile

  2. No. 2

    Hike POS

    A cloud retail POS with lay-by, quotes, multi-outlet stock and accounting integrations for Xero, MYOB and QuickBooks Online.

    8.5of 10

    Best for Australian retailers that need lay-by, stock control and Xero or MYOB links

    Features
    8.8
    Ease of use
    8.4
    Value
    8.2

    Price

    Essential from $59 per month billed annually or $69 monthly; Plus $99 per month billed annually; Enterprise by quote

    Quoted from the Hike POS pricing page on November 11, 2026: Essential $59 USD per month billed annually or $69 billed monthly

    Hike POS fits Australian retailers that sell physical stock and want the features local shops ask for. Its pricing page lets you pick Australia as a region, and the hardware is priced in Australian dollars, from the HikePay Reader at $114 AUD to the Hike Register at $1,508 AUD. The Essential plan, $59 USD per month billed annually, covers one outlet with unlimited products, users and turnover, plus lay-by, back-orders, stocktakes, purchase orders and composite products. Plus, at $99 USD per month billed annually, is the plan most growing shops will want: it adds multiple outlets, stock transfers, loyalty, gift cards, quotes, on-account sales and Hike's own online store. Integrations with Xero, MYOB and QuickBooks Online are sold as an add-on, and the Deputy and Unleashed links come with Plus. HikePay terminals charge 1.5% per in-person transaction, and Hike lists 0% fees of its own on the software. The main limit is that Essential is strictly single outlet.

    Strengths

    • +Lay-by is included on the Essential plan
    • +Hike lists 0% transaction fees on its software plans
    • +Hardware prices are listed in AUD, from the HikePay Reader at $114 AUD

    Drawbacks

    • −Essential covers a single outlet only; multiple outlets need Plus
    • −Accounting integrations are an add-on rather than included
    • −Loyalty, gift cards and customer groups are not on Essential
    Entry plan
    Essential, $59 USD per month billed annually
    Outlets on Essential
    1
    Hike transaction fees
    0%
    HikePay rate
    1.5% per in-person transaction

    Visit hikeup.com|See the Hike POS profile

  3. No. 3

    Loyverse

    A free POS app for phones and tablets with inventory, loyalty and kitchen display, plus paid add-ons and a Tyro integration in Australia.

    8.4of 10

    Best for small cafes and shops on a tight budget that already use Tyro or want a free POS

    Features
    7.6
    Ease of use
    8.8
    Value
    9.0

    Price

    Free POS; paid add-ons from $7 per month per store for unlimited sales history, Employee management $25 per month per store; prices exclude taxes

    Quoted from the Loyverse pricing page on November 11, 2026: View and export sales reports beyond the last 31 days. $7/month

    Loyverse is the cheapest serious POS for an Australian cafe or small shop, because the parts most small businesses use are free. The point of sale, essential inventory with low-stock alerts, a loyalty program, a customer display, a kitchen display and multi-store management all cost nothing, and the app runs on a phone or tablet you already own. Paid add-ons fill the gaps: unlimited sales history is $7 per month per store, Employee management is $25 per month per store, and Advanced inventory adds purchase orders and stock transfers. Every add-on starts with a 14-day free trial and includes 24/7 live chat support, and Loyverse notes that prices exclude taxes. For Australian payments, Loyverse integrates with Tyro EFTPOS terminals so the sale amount is sent to the terminal automatically, but that integration currently works only on iOS. The trade-off is depth: free reports stop at 31 days, and the pricing page does not list lay-by or table management of the kind Hike and Lightspeed document.

    Strengths

    • +The core POS, loyalty and kitchen display cost nothing
    • +Runs on a phone or tablet you already own
    • +Works with Tyro terminals, a payment provider Loyverse describes as leading in Australia

    Drawbacks

    • −Free sales analytics cover the last 31 days only
    • −The Tyro integration is currently available only on iOS devices
    • −Advanced inventory, such as purchase orders and stock transfers, is a paid add-on
    Core POS
    Free
    Cheapest add-on
    $7 per month per store
    Australian payments
    Tyro integration, iOS only
    Add-on trial
    14 days

    Visit loyverse.com|See the Loyverse profile

  4. No. 4

    Zeller POS

    A free POS app from Australian payments company Zeller, built to pair with the Zeller Terminal for cafes, retail and hospitality.

    8.4of 10

    Best for Australian cafes and counters that want free POS software paired with an EFTPOS terminal

    Features
    7.2
    Ease of use
    8.8
    Value
    9.2

    Price

    Free POS software with no monthly fees; in-person payments through Zeller POS cost 1.2% with a Zeller Terminal

    Quoted from the Zeller POS pricing page on November 11, 2026: Zeller POS software fee Free No monthly fees or lock-in contracts. In-person Zeller POS payments 1.2%

    Zeller POS is a newer option from Zeller, the Australian EFTPOS and business banking provider, and its pitch is price. The POS software has no setup fee and no monthly fee, and when you sell through Zeller POS with a Zeller Terminal, the in-person card fee drops to 1.2%, compared with Zeller's standard 1.4% for all cards. The feature set is aimed at cafes, coffee bars and quick service: items with modifiers and add-ons, discounts, tabs, variable pricing, kitchen dockets routed to coffee, bar or kitchen stations, and a free kitchen display system. Team roles control what staff can see. Zeller says it can go live in hours without an on-site technician, and that more than 110,000 businesses trust Zeller. The gaps are real for now: table assignment and inventory tracking are both marked coming soon on Zeller's own page. Retailers that need stock control, purchase orders or lay-by should look at Hike or Lightspeed Retail.

    Strengths

    • +Software is free with no lock-in contract
    • +The integrated card rate of 1.2% is lower than Zeller's standard 1.4%
    • +Zeller says businesses can go live in hours without an on-site technician

    Drawbacks

    • −Table assignment and inventory tracking are listed as coming soon
    • −The 1.2% rate needs a Zeller Terminal, so it suits businesses that also take Zeller payments
    • −Fewer retail tools than Hike or Lightspeed Retail, such as purchase orders or lay-by
    Software fee
    Free
    Integrated card rate
    1.2% in person
    Standard Zeller rate
    1.4% for all cards
    Users
    110,000+ businesses worldwide, per Zeller

    Visit myzeller.com|See the Zeller POS profile

  5. No. 5

    Shopify POS

    Shopify's point of sale for selling in person from the same products, stock and customers as a Shopify online store.

    8.2of 10

    Best for Australian brands that already sell online with Shopify

    Features
    8.6
    Ease of use
    8.4
    Value
    7.6

    Price

    See vendor pricing (USD check pending). Shopify's Australian page lists Basic at $56 AUD per month paid monthly, and POS Pro at $129 AUD per month for each location

    We could not confirm a US price yet. Check the Shopify POS pricing page.

    Shopify POS is the obvious pick for an Australian brand that already runs a Shopify store and wants a counter or a pop-up. Every Shopify plan includes basic in-person selling, and the Australian pricing page lists Basic at $56 AUD per month paid monthly, with lower prices for yearly billing. In-person card rates start at 1.85% on Basic, 1.75% on Grow and 1.65% on Advanced. The strength is one catalog: products, stock and customer profiles are shared between the website and the shop. The catch is that serious retail use needs POS Pro, which costs $129 AUD per month for each location and adds staff management and a fuller in-store feature set. Basic also charges 2% on top when you use a third-party payment provider, so most merchants stay with Shopify Payments. For a shop that does not sell online, Hike or Square cost less for the same counter features.

    Strengths

    • +Online and in-store sales share products, stock and customer profiles
    • +Shopify Payments rates fall as you move up plans
    • +Plans can be paid yearly for a lower monthly price

    Drawbacks

    • −A full in-store feature set needs POS Pro at $129 AUD per month per location
    • −A 2% fee applies on Basic when you use a third-party payment provider
    • −Basic limits staff POS access
    Online plan
    Basic from $56 AUD per month paid monthly
    POS Pro
    $129 AUD per month per location
    In-person rate on Basic
    1.85%
    Third-party payment fee on Basic
    2%

    Visit shopify.com|See the Shopify POS profile

  6. No. 6

    Lightspeed Restaurant

    Lightspeed's hospitality POS with floor plans, menu management, bar mode, order and pay at table, and kitchen display.

    8.1of 10

    Best for Australian restaurants, bars and multi-venue groups

    Features
    9.0
    Ease of use
    7.8
    Value
    7.4

    Price

    Starter from $69 per month on Lightspeed's US page; Essential $189, Premium $399. The Australian page lists Starter at $79 per month

    Quoted from the Lightspeed Restaurant pricing page on November 11, 2026: Starter Simplify your daily operations. 69 USD

    Lightspeed Restaurant suits Australian restaurants and bars that need table service, bar tabs and several venues under one login. The US pricing page lists Starter at $69, Essential at $189 and Premium at $399, while Lightspeed's Australian page lists Starter at $79 per month, Essential at $179 and Premium at $359, each with 1 register. The plans list a customizable POS, menu manager, floor plans, takeout and delivery workflows, single-view reconciliation, pre-auth bar mode, and order and pay at table, along with offline mode and 24/7 support. The plan table also lists multi-location management, advanced inventory and raw API access. Extras add up: a Kitchen Display System is $30 per screen per month, and Lightspeed Reservations is an add-on on every plan. For a single cafe, Square or Zeller cost far less; for a pub group or a busy restaurant with a bar and a kitchen pass, the bar mode, floor plans and multi-venue reporting are worth the monthly fee.

    Strengths

    • +Floor plans and menu manager are part of the core POS
    • +Offline mode and 24/7 support listed on the pricing page
    • +Enterprise plans include a dedicated support team and customer success manager

    Drawbacks

    • −Kitchen Display System costs $30 per screen per month extra
    • −Lightspeed Reservations is an add-on on every plan
    • −The Australian Starter plan includes 1 register
    Entry plan (US)
    Starter, $69 per month
    Entry plan (Australia)
    Starter, $79 per month
    KDS
    $30 per screen per month
    Support
    24/7

    Visit lightspeedhq.com|See the Lightspeed Restaurant profile

  7. No. 7

    Lightspeed Retail

    Lightspeed's retail POS (X-Series) with inventory, purchase orders, supplier catalogs, loyalty and built-in ecommerce.

    8.1of 10

    Best for established Australian retailers with larger catalogs and supplier ordering

    Features
    9.2
    Ease of use
    7.8
    Value
    7.2

    Price

    Basic from $89 per month billed annually on Lightspeed's US page; Core $149, Plus $289. The Australian page lists Basic at 129 AUD per month

    Quoted from the Lightspeed Retail pricing page on November 11, 2026: Designed for essential day-to-day needs for independent retailers. 89 USD /mo

    Lightspeed Retail is the strongest choice for Australian retailers with a big catalog and regular supplier orders. Lightspeed notes that its prices reflect Lightspeed Retail (X-Series), and every plan includes inventory management, purchase orders, access to supplier catalogs, built-in Lightspeed eCommerce, in-store and online loyalty, and 24/7 chat and phone support. The US page lists Basic at $89 per month billed annually, Core at $149 and Plus at $289; on Lightspeed's Australian site the same tiers are 129, 229 and 329 AUD per month. The plan table also lists API access, custom user roles, forecasting insights and single sign-on for higher tiers. Each plan includes 1 register, and extra registers and locations are charged per month. That makes Lightspeed expensive for a single-counter shop: Square or Hike cover the basics for less. For a bike store, homewares chain or fashion group that buys from many suppliers, the purchasing tools justify the price.

    Strengths

    • +Supplier catalogs and purchase orders are included from the Basic plan
    • +24/7 phone support on all plans
    • +Built-in ecommerce and loyalty without a separate app

    Drawbacks

    • −The Australian Basic plan is 129 AUD per month, higher than Hike or Square Plus
    • −AI Doc Import is an add-on below the Plus plan
    • −Each plan includes only 1 register
    Entry plan (US)
    Basic, $89 per month billed annually
    Entry plan (Australia)
    Basic, 129 AUD per month
    Registers included
    1
    Support
    24/7 chat and phone

    Visit lightspeedhq.com|See the Lightspeed Retail profile

  8. No. 8

    H&L POS

    An Australian hospitality POS for hotels, pubs, clubs, restaurants, stadiums and bottle shops, with back of house and stock control.

    7.6of 10

    Best for Australian pubs, hotels, clubs and large venues

    Features
    8.6
    Ease of use
    7.2
    Value
    6.8

    Price

    See vendor pricing (USD check pending). H&L does not publish prices and quotes each venue after a demo

    We could not confirm a US price yet. Check the H&L POS pricing page.

    H&L POS is an Australian hospitality system built for venues where a cheap app is not enough: hotels, pubs, clubs, stadiums, events and bottle shops. Its software covers front of house point of sale, the Sysnet back of house system, stock and inventory management, an Order Display Monitor for the kitchen, and dashboards with sales and tender reports you can filter and download. H&L lists over 150 integrations, including me&u for order and pay, HungryHungry for online ordering, SevenRooms for bookings and roomMaster for hotel property management, and it offers H&L Payments. Client quotes on its site come from venues in Sydney, Adelaide and Melbourne. The downside is transparency: H&L does not publish prices, so you book a demo and receive a quote, and the system is heavier than a cafe or market stall needs. For a pub group or a club with a bistro and several bars, it is built for that scale.

    Strengths

    • +Built specifically for hospitality venues, including clubs and stadiums
    • +Over 150 integrations with ordering, booking and hotel PMS tools
    • +Stock and inventory tools aimed at liquor and bottle shops

    Drawbacks

    • −No published pricing; every quote is custom
    • −More system than a small cafe needs
    • −Setup runs through a demo rather than a self-serve sign-up
    Pricing
    Quote after demo
    Integrations
    Over 150
    Venue types
    Hotels, pubs, clubs, restaurants, bars, stadiums, bottle shops
    Back of house
    Sysnet

    Visit hlpos.com|See the H&L POS profile

What to check before you buy

Add up software fees and card fees together

In Australia the card fee often costs more than the software. Square charges 1.6% per in-person transaction on its Free plan, Zeller POS charges 1.2% when paired with a Zeller Terminal, HikePay lists 1.5%, and Shopify starts at 1.85% in person on Basic. Multiply your monthly card turnover by each rate, then add the monthly plan, to compare the real cost.

Check eftpos and Afterpay support

Many Australian customers tap debit cards that run on eftpos. Square states that Visa, Mastercard, eftpos and American Express cost the same rate, and it accepts Afterpay, with a merchant fee of 6% + 30¢ per transaction excluding GST. If your POS uses a separate terminal, such as Tyro with Loyverse, confirm which card types the terminal accepts.

Make GST and accounting simple

Australian GST is charged at 10% on most goods and services, and your POS should apply it per item and report it for your Business Activity Statement. Hike POS integrates with Xero, MYOB and QuickBooks Online as an add-on, and Lightspeed Retail lists accounting, ecommerce and marketing integrations in its plan table. Ask each vendor how GST-free items appear on receipts and in exports.

Read Australian prices, not global ones

Several vendors quote different prices by region. Lightspeed Retail Basic is $89 per month on its US page but 129 AUD on its Australian page, and Lightspeed Restaurant Starter is $79 per month on the Australian page. Check the Australian page before you budget, and confirm whether prices include GST.

Match the system to your venue

Retail shops need lay-by, stock transfers and purchase orders, which Hike and Lightspeed Retail include. Cafes need modifiers and kitchen dockets, which Square, Loyverse and Zeller cover. Pubs, clubs and restaurants with tables and bars need floor plans and bar mode, which Lightspeed Restaurant and H&L POS are built for.

Common questions

What is the best POS system in Australia?
Square Point of Sale is the best POS system in Australia for most small businesses in 2026. Its Free plan costs $0 per month and charges 1.6% per in-person transaction for Visa, Mastercard, eftpos and American Express. Hike POS is the strongest retail alternative, from $59 USD per month billed annually.
What is the cheapest POS system in Australia?
Loyverse and Zeller POS are the cheapest, because both offer free POS software. Loyverse's paid add-ons start at $7 per month per store, and Zeller POS charges no software fee with a 1.2% in-person card rate on a Zeller Terminal. Square's Free plan also has no monthly fee, with 1.6% per in-person transaction.
What is the best POS system for a cafe in Australia?
Square or Zeller POS suit most Australian cafes. Square has a free plan and Square Kiosk Lite for self-ordering at $45 per month per device, while Zeller POS is free with kitchen docket routing and a free kitchen display. Cafes with table service and a bar may prefer Lightspeed Restaurant, from $79 per month on its Australian page.
What is the best POS system for retail in Australia?
Hike POS is the best retail POS for most Australian shops. Its Essential plan, $59 USD per month billed annually, includes lay-by, back-orders, stocktakes and purchase orders. Retailers with large catalogs and supplier ordering should look at Lightspeed Retail, which lists Basic at 129 AUD per month.
Which POS systems work with Tyro in Australia?
Loyverse integrates with Tyro EFTPOS terminals and sends the sale amount from the POS to the terminal. Loyverse notes that the Tyro integration is currently available only on iOS devices. Loyverse's Tyro page says Tyro terminals accept Visa, Mastercard, eftpos, American Express, UnionPay, Alipay, Apple Pay, Google Pay and Samsung Pay.
Do Australian POS systems handle GST?
Yes, the systems on this list are sold to Australian businesses, but check how each one reports GST before you buy. Square lists some of its fees as excluding GST, and Hike POS links to Xero, MYOB and QuickBooks Online as an add-on so sales and tax flow to your accounts. Ask the vendor how GST-free items appear on receipts.

Questions or corrections: editorial@toptooladvisor.com

See our disclosure and editorial policy. Vendors update prices without notice, so confirm on their site first.

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