TopToolAdvisor
HR & recruiting · Shortlist

10 Best HR Software for Small Business of 2026

By the TopToolAdvisor research desk · Updated November 6, 2026 · Next review December 21, 2026 · 10 products scored

Our pickGustoSmall US businesses whose main HR task is running payroll correctly, with onboarding and PTO alongside.8.9

Our pick in brief

Gusto is the safest pick for most small businesses, because payroll, tax filings, new hire paperwork and PTO all sit in one product that owners can run without training. Rippling has the deepest feature set and suits teams that plan to add IT and spend tools later. OnPay matches Gusto's entry price and adds HR as a cheap add-on, while Justworks gives a path from $8 payroll software to a full PEO with benefits. BambooHR is the most complete HR database, but its $250 flat fee for small companies is steep if you only need the basics. Eddy, Homebase and Connecteam are strong low-cost choices for hourly and deskless teams, and Paycor and TriNet HR Plus fit companies that want more hands-on service and will accept a sales quote.

Quick answer

Gusto is the best HR software for small businesses without an HR department in 2026, bundling payroll, tax filing, PTO and onboarding from $49 a month plus $6 per person. Rippling suits small teams that expect to grow and want HR, payroll and app access on one employee record, from $8 per employee per month plus a base fee. Connecteam is free for up to 10 users, and Eddy is the cheapest paid HR system here at $4 per person per month plus a $50 base fee.

This list is for owners and office managers at small companies who handle hiring, paperwork, time off and payroll themselves because there is no HR team. We compared documented features and published prices for 10 products and scored each on features, ease of use and value, weighted 35, 35 and 30. Prices are the cheapest paid plan in US dollars as shown on each vendor's pricing page on the date we checked. Most tools here combine a monthly base fee with a per-person rate, so the cheapest headline rate is not always the cheapest bill for a team of five or fifteen. Two vendors only quote on request and are marked as pending.

By the numbers

Shortlist scores

  1. 1GustoSmall US businesses whose main HR task is running payroll correctly, with onboarding and PTO alongside.8.9
  2. 2RipplingSmall companies that expect fast growth and want HR, payroll and IT set up once.8.6
  3. 3OnPaySmall businesses that want low-cost payroll with simple HR tools added for a few dollars per worker.8.5
  4. 4JustworksSmall businesses that want payroll now and the option to outsource HR and benefits through a PEO later.8.4
  5. 5BambooHRSmall businesses of 15 to 25 or more people that want a proper HR system of record, not only payroll.8.3
  6. 6EddySmall local businesses, often with hourly staff, that want low-cost HR software with payroll added on.8.3
  7. 7HomebaseRestaurants, shops and other location-based businesses with mostly hourly staff.8.2
  8. 8ConnecteamSmall businesses with field or frontline staff that need onboarding, time off and training on mobile.8.1
  9. 9PaycorSmall businesses heading toward 50 or more employees that want a fuller HCM suite and accept a sales quote.7.8
  10. 10TriNet HR PlusSmall businesses that want outsourced HR and payroll expertise but keep their own benefits plans.7.7

How the scores work

Each product is rated out of 10 on the same three criteria, then ranked by the weighted total. Scores compare documented features and published prices, not hands-on testing.

  • 35%Features
  • 35%Ease of use
  • 30%Value

Read the scoring method

  1. No. 1, our pick

    Gusto

    Payroll and HR software for small businesses that files taxes, handles new hire paperwork and tracks time off.

    8.9of 10

    Best for Small US businesses whose main HR task is running payroll correctly, with onboarding and PTO alongside.

    Features
    8.6
    Ease of use
    9.2
    Value
    8.8

    Price

    Simple $49 a month plus $6 per person; Plus $80 plus $12 per person; Premium $180 plus $22 per person

    Quoted from the Gusto pricing page on November 6, 2026: $49/mo + $6/mo per person

    Gusto ranks first because it covers what a small business without HR staff needs every month at a price that is easy to predict. The Simple plan includes unlimited payroll runs, federal and state tax filings and payments, direct deposit or printed checks, payroll approvals and basic PTO and holiday pay policies. Employees get their own app for pay stubs and details, and owners can run payroll from a phone. Moving to Plus at $80 a month plus $12 per person adds time tracking, scheduling, multi-state payroll and unlimited next-day pay, which matters once you hire in a second state or manage hourly staff. Premium adds HR guidance tools and a named advisor. The limits are clear: Simple is single-state, and deeper HR work such as reviews and compliance help costs more. For a five to thirty person company that wants payroll done right first, it is the easiest place to start.

    Strengths

    • +Published prices for every plan with no contracts
    • +Free account setup and the option to cancel anytime
    • +Domestic contractor payments included on all plans

    Drawbacks

    • −Simple plan runs payroll in one state only
    • −Time tracking and scheduling need the Plus plan or an add-on
    • −HR guidance and a named advisor sit on the $180 Premium plan
    Starting price
    $49 a month plus $6 per person
    Contracts
    None; switch or cancel anytime
    Payroll runs
    Unlimited on every plan
    Contractor payments abroad
    Add-on, more than 120 countries

    Visit gusto.com|See the Gusto profile

  2. No. 2

    Rippling

    A modular workforce platform where HR, payroll, devices and app access run from one employee record.

    8.6of 10

    Best for Small companies that expect fast growth and want HR, payroll and IT set up once.

    Features
    9.3
    Ease of use
    8.3
    Value
    8.0

    Price

    From $8 per employee per month plus a monthly base fee; the total depends on the products you choose

    Quoted from the Rippling pricing page on November 6, 2026: Rippling plans start at $8 per employee per month, with a monthly base fee.

    Rippling earns second place on features. Its core idea is that every product, from HR records to payroll and app access, reads from the same employee profile, so a new hire or a change of role is entered once. For a small company that is still a handful of people, this matters most if you expect to grow quickly or already juggle laptops and software accounts for each hire. The starting rate is low at $8 per employee per month, but Rippling adds a monthly base fee and prices payroll, benefits and other modules separately, and the full price is only available through a quote. Eligible US startups backed by venture capital can get six months free. Setup takes more thought than Gusto or OnPay, since you choose which modules to switch on. Owners who just want payroll and PTO may find it more than they need today, but it removes a later migration.

    Strengths

    • +Broadest set of modules in this list
    • +A change to one record flows to connected products
    • +Startup discount for eligible VC-backed companies

    Drawbacks

    • −Only the starting rate is public; full pricing needs a quote
    • −A monthly base fee sits on top of per-employee pricing
    • −Choosing and configuring modules takes more setup than simpler tools
    Starting price
    $8 per employee per month plus a base fee
    Pricing model
    Modular, based on products and services chosen
    Startup program
    6 months free for eligible US VC-backed startups

    Visit rippling.com|See the Rippling profile

  3. No. 3

    OnPay

    Payroll software for small businesses with optional HR tools for onboarding, PTO, documents and org charts.

    8.5of 10

    Best for Small businesses that want low-cost payroll with simple HR tools added for a few dollars per worker.

    Features
    7.8
    Ease of use
    8.8
    Value
    8.9

    Price

    Payroll Essentials $49 a month plus $6 per worker; HR add-on listed at $15 base plus $2 per worker

    Quoted from the OnPay pricing page on November 6, 2026: Payroll Essentials $49 base + $6/worker

    OnPay ranks third mainly on value. Its Payroll Essentials plan costs $49 a month plus $6 per worker, the same entry point as Gusto, and its HR tools are listed as an add-on at $15 base plus $2 per worker, with bundles for HR and time tracking together. The HR features are aimed squarely at owners doing HR themselves: you send offer letters and paperwork from the app, new hires e-sign and enter their own direct deposit details, and you assign onboarding tasks such as computer setup. PTO policies with custom accruals sync to payroll, document templates collect e-signatures, and org charts build themselves as people are added. OnPay also handles new hire reporting in your state. The trade-off is depth: there is no performance management or broad module catalog like Rippling's, and benefits and time tracking are separate line items. For a small team that wants payroll and tidy HR paperwork at a low monthly bill, it is hard to beat.

    Strengths

    • +HR add-on is cheap per worker compared with standalone HR systems
    • +New hire reporting handled in your state
    • +Tasks and checklists for onboarding steps

    Drawbacks

    • −HR, time tracking and benefits are priced as add-ons
    • −Fewer modules than Rippling or BambooHR
    • −Its pricing page is built around a calculator, so plan details take a few clicks
    Starting price
    $49 a month plus $6 per worker
    HR add-on
    $15 base plus $2 per worker
    Time tracking add-on
    $15 base plus $4 per worker
    Setup
    Free data migration

    Visit onpay.com|See the OnPay profile

  4. No. 4

    Justworks

    Payroll software and a PEO that gives small businesses HR support, compliance help and access to benefits.

    8.4of 10

    Best for Small businesses that want payroll now and the option to outsource HR and benefits through a PEO later.

    Features
    8.0
    Ease of use
    8.8
    Value
    8.5

    Price

    Payroll $8 per employee per month plus a $50 base fee; PEO Basic $79 and PEO Plus $124 per employee per month

    Quoted from the Justworks pricing page on November 6, 2026: $8 /month/employee + $50/month base fee

    Justworks fits the owner who wants payroll handled now and may want someone else to carry HR compliance later. The Payroll plan costs $8 per employee per month plus a $50 base fee and includes payroll, HR tools and expert support. PEO Basic at $79 per employee adds compliance support, and PEO Plus at $124 adds administration of medical, dental and vision plans plus HSA and FSA accounts, with no base fee on either PEO plan. That ladder is the main reason to choose it: a ten-person company can start on software and move to a PEO without switching providers. Extras are priced openly, including time tracking at $8 per employee, dedicated HR consulting at $30 per employee and employer of record hiring abroad at $599 per employee. The cost adds up quickly once you stack add-ons, and the PEO plans cost far more per head than Gusto or OnPay, so price them only if you want the service.

    Strengths

    • +Clear published prices for software and PEO plans
    • +PEO plans have no base fee
    • +Can grow from payroll software to full HR outsourcing

    Drawbacks

    • −Time tracking is a paid add-on on every plan
    • −PEO pricing is much higher per head than software-only tools
    • −Dedicated HR consulting costs an extra $30 per employee per month
    Payroll plan
    $8 per employee per month plus $50 base fee
    PEO Basic
    $79 per employee per month
    PEO Plus
    $124 per employee per month, no base fee
    Employer of record
    $599 per employee per month

    Visit justworks.com|See the Justworks profile

  5. No. 5

    BambooHR

    An HR database for employee records, hiring, onboarding, time off and reporting, with payroll as an add-on.

    8.3of 10

    Best for Small businesses of 15 to 25 or more people that want a proper HR system of record, not only payroll.

    Features
    8.5
    Ease of use
    9.0
    Value
    7.4

    Price

    Flat $250 a month for Core at 25 employees or fewer; $10.25 per employee per month above 25; payroll is an add-on

    Quoted from the BambooHR pricing page on November 6, 2026: For companies with 25 employees or fewer, our HR software pricing is charged at a monthly flat rate of $250 USD/mo for Core

    BambooHR is the most complete HR database on this list and one of the easiest to use. Core includes employee records, custom reports, dashboards, workflows and approvals, job posting with candidate records and offer letter templates, and time-off requests with accruals and a shared calendar. For a small business with no HR department, that means hiring, onboarding and PTO live in one tidy system. Its weakness for this audience is price. Companies with 25 employees or fewer pay a flat $250 a month for Core, $425 for Pro and $650 for Elite, so a ten-person team pays $25 per head before payroll, which is a separate add-on. Above 25 employees it switches to per-employee pricing starting at $10.25. It scores lower on value than payroll-first tools, but if your problem is records and process rather than paychecks, it delivers more structure than any of them.

    Strengths

    • +Easy-to-use HR database with dashboards and a report builder
    • +Hiring tools are included in the Core plan
    • +Volume and nonprofit discounts are available

    Drawbacks

    • −The $250 flat rate is costly for very small teams
    • −Payroll and benefits administration cost extra
    • −Pro and Elite flat rates rise to $425 and $650 a month
    Small company pricing
    $250 a month flat for Core, 25 employees or fewer
    Per-employee pricing
    From $10.25 per employee per month above 25 employees
    Plans
    Core, Pro and Elite
    Discounts
    Volume and nonprofit

    Visit bamboohr.com|See the BambooHR profile

  6. No. 6

    Eddy

    An all-in-one HR platform for small businesses with records, onboarding, time tracking, PTO and optional payroll and hiring.

    8.3of 10

    Best for Small local businesses, often with hourly staff, that want low-cost HR software with payroll added on.

    Features
    7.8
    Ease of use
    8.6
    Value
    8.4

    Price

    Starter $4 per person per month plus a $50 base; Growth $8 per person plus $75 base; payroll add-on $6 per person plus $50 base

    Quoted from the Eddy pricing page on November 6, 2026: $4/month per person + $50/month base

    Eddy is built for the small business owner who wants real HR software at a low per-person cost. The Starter plan, at $4 per person per month plus a $50 base, covers records, document storage, benefits tracking, onboarding, time tracking, PTO and basic reporting. Growth adds training tracking, custom signature documents, onboarding templates, custom data fields, an org chart and manager approval flows. Payroll is an add-on at $6 per person plus a $50 base, with unlimited payrolls, quarterly and annual tax filings and W-2 and 1099 preparation, and hours and time off feed into it automatically. A hiring add-on at $199 a month posts jobs to major boards. Because payroll carries its own base fee, a team using HR and payroll pays two base fees, so compare totals with Gusto and OnPay. For businesses that want time tracking and PTO included from the start, Eddy offers a lot for the price.

    Strengths

    • +Lowest paid per-person rate in this list
    • +Time tracking and PTO included on the entry plan
    • +Hours and time off flow into Eddy Payroll

    Drawbacks

    • −Payroll is a separate add-on with its own base fee
    • −Hiring add-on costs $199 a month
    • −Payroll is available in the US only
    Starter
    $4 per person per month plus $50 base
    Growth
    $8 per person per month plus $75 base
    Payroll add-on
    $6 per person plus $50 base
    Hiring add-on
    $199 a month

    Visit eddy.com|See the Eddy profile

  7. No. 7

    Homebase

    Scheduling, time clock and team management for hourly teams, with payroll, onboarding and HR tools on higher plans.

    8.2of 10

    Best for Restaurants, shops and other location-based businesses with mostly hourly staff.

    Features
    7.4
    Ease of use
    8.8
    Value
    8.5

    Price

    Free Basic plan for 1 location up to 10 employees; Essentials $30 per location per month; payroll add-on $49 base plus $6 per employee paid

    Quoted from the Homebase pricing page on November 6, 2026: $30 / location / month unlimited employees

    Homebase approaches HR from the shift floor rather than the office. Its free Basic plan covers scheduling and time tracking for one location with up to 10 employees, and paid plans are priced per location with unlimited employees, from Essentials at $30 a month. Plus at $70 adds an AI scheduling assistant, PTO and time-off controls and departments with permissions, and All-in-One at $120 adds onboarding and HR and compliance tools. Payroll is an add-on for any plan at a $49 base plus $6 per employee paid, and onboarding is included with payroll. Extras such as a tip manager, background checks and a task manager suit restaurants and shops. The downside for this list is that core HR features sit on higher tiers, so an owner who wants PTO and onboarding pays for Plus or All-in-One. Per-location pricing is a real advantage for single-site businesses with large hourly crews.

    Strengths

    • +Free plan for a single location with up to 10 employees
    • +Paid plans priced per location with unlimited employees
    • +Tip Manager add-on pulls tips from the POS into timesheets

    Drawbacks

    • −PTO controls need Plus, and HR and compliance need All-in-One
    • −Payroll costs extra after any promotional period
    • −Less suited to office teams with salaried staff
    Free plan
    1 location, up to 10 employees
    Paid plans
    Essentials $30, Plus $70, All-in-One $120 per location per month
    Payroll add-on
    $49 base plus $6 per employee paid
    Background checks
    $30 each

    Visit joinhomebase.com|See the Homebase profile

  8. No. 8

    Connecteam

    An all-in-one app for deskless teams with time clock, scheduling, communication and an HR and skills hub.

    8.1of 10

    Best for Small businesses with field or frontline staff that need onboarding, time off and training on mobile.

    Features
    7.2
    Ease of use
    8.5
    Value
    8.8

    Price

    Free for up to 10 users; HR & Skills Basic from $29 a month for the first 30 users billed yearly, or $35 monthly

    Quoted from the Connecteam pricing page on November 6, 2026: $ 29 /mo For the first 30 users $0.5 / month for each additional user

    Connecteam is the cheapest way here to give a frontline team proper HR tools on their phones. Its small business plan includes every hub free for up to 10 users. Beyond that, the HR and Skills hub starts at $29 a month for the first 30 users on yearly billing, or $35 monthly, plus a small charge per extra user. That hub covers time off with approvals, courses and quizzes, documents, recognition, celebrations, hiring, onboarding and an org chart. The operations hub, priced separately, adds a GPS time clock, scheduling and forms, and connects to payroll providers. The main gap for owners without an HR department is payroll: Connecteam does not run it, so you still need Gusto, OnPay or another provider. Splitting features into hubs also means a team that wants time tracking and HR pays for two subscriptions. For deskless crews of 10 to 50, the price per head is very low.

    Strengths

    • +Free small business plan for up to 10 users
    • +Flat price for the first 30 users keeps costs low
    • +Mobile-first design suits staff without desks

    Drawbacks

    • −No built-in payroll; it connects to a payroll provider
    • −Features are split across separate hubs that are priced separately
    • −E-sign documents are limited on lower tiers
    Free plan
    All hubs free for up to 10 users
    HR & Skills Basic
    $29 a month yearly, $35 monthly, first 30 users
    Extra users
    $0.5 a month each on yearly Basic
    Annual saving
    18% versus monthly billing

    Visit connecteam.com|See the Connecteam profile

  9. No. 9

    Paycor

    An HR and payroll platform for small and midsize businesses with onboarding, reporting, scheduling and HR resources.

    7.8of 10

    Best for Small businesses heading toward 50 or more employees that want a fuller HCM suite and accept a sales quote.

    Features
    8.6
    Ease of use
    7.6
    Value
    7.2

    Price

    See vendor pricing (USD check pending)

    We could not confirm a US price yet. Check the Paycor pricing page.

    Paycor brings a full human capital management suite within reach of small businesses, but it asks more of the buyer than the tools above it. Its small business offering covers payroll you can edit and run on your own schedule, custom and scheduled reports, an HR Support Center with toolkits, forms, law alerts and templates, and mobile onboarding that lets new hires fill in information and acknowledge documents before day one. Scheduling with shift notifications and trades suits hourly teams, and Paycor can help claim the Work Opportunity Tax Credit. The drawbacks are price transparency and effort: Paycor publishes no prices, so you need a sales conversation, and the platform is broader than a five-person business needs. It makes sense for small companies close to the midsize range that want one vendor as they grow.

    Strengths

    • +Broad HCM platform from payroll to recruiting and career development
    • +HR resource library helps owners without HR staff
    • +Help with Work Opportunity Tax Credit claims

    Drawbacks

    • −No public prices; you need a quote
    • −More setup than small-business payroll tools
    • −Packages are set per company, which makes side-by-side comparison harder
    Pricing
    Quote only
    Platform
    HCM covering payroll, recruiting, onboarding and development

    Visit paycor.com|See the Paycor profile

  10. No. 10

    TriNet HR Plus

    TriNet's administrative services offering that pairs an HR, payroll and benefits platform with HR and payroll experts.

    7.7of 10

    Best for Small businesses that want outsourced HR and payroll expertise but keep their own benefits plans.

    Features
    8.3
    Ease of use
    7.6
    Value
    7.0

    Price

    See vendor pricing (USD check pending)

    We could not confirm a US price yet. Check the TriNet HR Plus pricing page.

    TriNet HR Plus is for the owner who wants experts on call without handing benefits to a PEO. TriNet describes it as an Administrative Services Organization that combines its HR platform, formerly known as TriNet Zenefits, with access to HR professionals. The platform covers workforce data, time tracking, attendance, time off, performance management, built-in payroll that syncs earnings and deductions, benefits administration with a dashboard shared with your broker, and mobile self-service onboarding. Payroll Pro adds a dedicated certified payroll professional, and People Pro adds a dedicated HR manager for policies, complaints and onboarding support. Pricing is a flat fee per employee per month, but TriNet publishes no figures, so you need a quote. It ranks last here on value and ease of use because it is service-heavy and harder to price, not because it lacks features. Small companies with compliance worries and no HR hire are its natural buyers.

    Strengths

    • +Combines software with access to HR and payroll professionals
    • +Flat per-employee-per-month pricing structure
    • +Compliance support tool tracks important deadlines

    Drawbacks

    • −No published prices; a quote is required
    • −Dedicated experts cost more through the Pro tiers
    • −More service than a very small team may need
    Pricing model
    Per employee per month, quoted
    Service type
    Administrative Services Organization (ASO)
    Formerly known as
    TriNet Zenefits for the HR platform

    Visit trinet.com|See the TriNet HR Plus profile

What to check before you buy

Start from the job you do most often

If your biggest monthly chore is paying people and filing payroll taxes, start with a payroll-first product such as Gusto, OnPay or Justworks. If it is tracking documents, time off and new hire paperwork, look at an HR database such as BambooHR or Eddy and check what its payroll add-on costs.

Do the math at your real headcount

Base fees weigh heavily on small teams. A $49 base plus $6 per person comes to $79 a month for five people, while BambooHR charges a flat $250 a month for Core up to 25 employees. Write down your current headcount and the number you expect next year, then price both.

Check what happens with hourly staff

Shift-based businesses need clock-ins, schedules and tip handling more than performance reviews. Homebase and Connecteam are built around schedules and time clocks, and Gusto puts time tracking and scheduling on its Plus plan. Make sure hours flow into payroll without retyping.

Decide whether you want software or a service

Without an HR person, some owners want experts to call. Justworks PEO plans and TriNet HR Plus include HR support and compliance help, and Gusto Premium adds a named advisor. These cost more per person than software-only plans, so compare the price against hiring part-time HR help.

Look at onboarding from the new hire's side

Good onboarding lets new staff sign documents, enter tax and bank details and see their first-day tasks on a phone before they arrive. Ask each vendor for a demo of the employee app, since that is what your staff will use most.

Common questions

What is the best HR software for a small business with no HR department?
Gusto is our top pick because payroll, tax filings, PTO and onboarding sit in one product with published prices from $49 a month plus $6 per person. Rippling is stronger if you expect fast growth, and OnPay matches Gusto's entry price with a low-cost HR add-on.
Is there free HR software for small businesses?
Connecteam is free for up to 10 users across all hubs, and Homebase has a free Basic plan for one location with up to 10 employees. Neither free plan includes payroll, so you will still pay for a payroll service.
How much does HR software cost for 10 employees?
On published prices, Gusto Simple comes to $109 a month for 10 people, Justworks Payroll to $130, Eddy Starter to $90 before payroll and BambooHR Core to a flat $250. Add-ons such as time tracking and benefits raise these totals.
Should a small business use a PEO instead of HR software?
A PEO such as Justworks PEO costs more per employee, from $79 a month, but adds compliance support and access to group benefits. Software alone is cheaper if you are comfortable handling HR questions yourself.
Which HR software is best for hourly employees?
Homebase and Connecteam are built around schedules, time clocks and mobile apps for hourly staff. Eddy includes time tracking on its $4 Starter plan, and Gusto adds time tracking and scheduling on Plus.

Questions or corrections: editorial@toptooladvisor.com

No affiliate links and no paid placement; see our disclosure and editorial policy. Vendors update prices without notice, so confirm on their site first.

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